Terms of Use

Draft. Last updated October 23, 2026.

Agreement

By using this website, you agree to these Terms. If you do not agree, please do not use the site.

Permitted use

You may use the site for lawful personal or internal business purposes. You may not disrupt it, overload it, scrape it in bulk, or try to get into areas you are not authorized to access.

Ownership

The text, design, logos and code on this site belong to Czoz or its licensors. Please ask before reusing them.

Interactive tools

Calculators, estimators and portals on this site are illustrations. Their results are samples, not quotes, offers or advice.

No professional relationship

Visiting the site or sending a form does not, on its own, create a client, patient or professional relationship.

Outside links

We link to other sites for convenience and are not responsible for their content or practices.

Warranties and liability

The site is provided "as is." To the extent the law allows, Czoz disclaims implied warranties and is not liable for indirect or consequential losses arising from use of the site.

Law and venue

Texas law governs these Terms. Any dispute belongs in the courts of Fort Bend County, Texas.

Updates

We may revise these Terms. The date above shows the current version.